Out-of-State Car Buying Guide

Buying a Car from Out of State at Jake Sweeney Automotive

At Jake Sweeney Automotive, our Ohio dealerships are happy to serve customers from Northern Kentucky as well. With multiple dealership locations in Ohio, we make it easy for out-of-state buyers to find the perfect car, truck, or SUV. Whether you're shopping for a new or used vehicle, our team is here to guide you through every step of the out-of-state buying process and make your experience a breeze.

How to Buy a Car in Another State

Buying a car across state lines is easier than you might think. With the right preparation and a knowledgeable dealership like Jake Sweeney Automotive, you can complete your purchase quickly and with confidence. Here's how it works:

Step 1: Research Models

Start by browsing our large selection of new and used vehicles online. Our group offers hundreds of options across multiple brands, including Kia, Honda, Buick, GMC, Nissan, and more. Compare vehicles on your short list or let our team know what you're looking for and we can help you find the right fit for your Northern Kentucky lifestyle.

Step 2: Understand Tax Structure When Buying a Car Out of State

When you buy a car in Ohio and register it in Kentucky, you're responsible for paying taxes based on Kentucky's tax structure, not Ohio's. Here's what Kentucky residents need to know:

Tax Details for Kentucky Residents Buying a Car Out of State

  • Sales Tax Rate: Kentucky has a 6% sales tax on vehicle purchases.
  • Usage Tax: If you purchase a vehicle out of state, Kentucky applies a usage tax equal to the 6% sales tax rate. This means you'll pay the same amount in taxes as if you bought the vehicle in Kentucky. Note, you will not also pay Ohio sales tax when buying from Jake Sweeney Automotive if the vehicle is to be registered in Kentucky.

Step 3: Arrange Payment or Financing

Once you've chosen a vehicle, you'll work with our finance department to finalize the payment process. We offer competitive financing rates and lease options, and our team is familiar with handling out-of-state paperwork. We'll ensure all loan documents and tax information are correctly prepared for Kentucky residents.

Step 4: Transporting the Vehicle

Once your paperwork is complete, you can choose how to bring your new vehicle home. You may:

  • Drive it home yourself using a temporary registration tag provided by the dealership
  • Arrange for transportation or shipping to your Kentucky address

Either way, we'll help coordinate the process so you're covered from the moment you leave the dealership.

Step 5: Register Your Vehicle in Kentucky

After transporting your vehicle, you'll need to register it with your local County Clerk's office in Kentucky. You'll show proof of ownership, mileage, and payment of usage tax (if not already collected by the dealership). Our team will provide everything you need to complete the process.

FAQ

Will I Pay Ohio or Kentucky Sales Tax when buying from Jake Sweeney Automotive in Ohio?

You will pay Kentucky sales (usage) tax. Ohio dealerships typically do not charge tax to Kentucky residents.

What if the Dealership Doesn't Collect KY Sales Tax?

If not collected at the dealership, you will pay the 6% usage tax when registering the vehicle in Kentucky.

Do I Need to Pay Double Taxes?

No, you will not pay taxes twice. You only owe taxes based on Kentucky's rates.

Are There Additional Fees When Buying Out of State?

Some fees may apply for temporary tags or registration processing, but there are no double taxes or excessive charges.

Can Jake Sweeney Automotive Help with Out-of-State Purchases?

Yes, we can. Our finance team will walk you through the tax process, title transfer, and provide all documentation needed for registration in Kentucky. We make the process easy, and ensure you know everything you need to do before you leave the lot.

Why Buy from Jake Sweeney Automotive?

Jake Sweeney Automotive offers a wide range of new and pre-owned vehicles at our Ohio dealerships, and our customer-focused approach means less stress and a focus on getting you the right vehicle for your specific needs.  Plus, our Shamrock Club perks include a free rental for extended service appointments, one complimentary oil change, online appointment scheduling, and more. Explore our inventory, schedule your test drive, and let our team handle the rest, even if you're visiting our Ohio dealership from Kentucky.