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Easy Online Financing Options
The financing process is just as simple as shopping for your car.
Learn more about Financing options with Jake Sweeney Express.
Customizable, Flexible Financing with Jake Sweeney Express
Jake Sweeney Express makes financing easy. Our top lenders offer great financing options, and we're excited to help you qualify for your dream car. Thanks to our unique relationships with banks and lenders, we can secure auto loans even for those with challenged credit. We've been Cincinnati's credit experts since 1917!
We have a genuine desire to help our customers obtain the vehicle they want with the financing they can afford.
We Make It Easy
Jake Sweeney Express has designed a worry-free financing experience. Our transparent process lets you browse all our vehicles and view personalized payments tailored to your specific information
Competitive Rates
Supported by the strength of Jake Sweeney, we leverage our extensive business scale and established relationships with the nation's top automotive banks and lenders.
No Hassle Credit Checks
Preview your personalized payments (including taxes and fees) for any vehicle entirely online, with no impact on your credit score.
Flexible Payments
We collaborate with you to create flexible payment options that meet your needs, ensuring your Jake Sweeney Express ownership experience is as seamless as possible.
Frequently Asked Questions
For in-depth answers to your questions, explore our comprehensive FAQ page for detailed insights into Jake Sweeney Express online car buying and ownership.
When you first visit Jake Sweeney Express, the rates and monthly payments you see for each vehicle are averages and not based on your individual credit score and down payment.
These estimates are designed to provide you an estimate of your monthly payment. Your actual monthly payments will vary based on your personal credit.
Personalized payments provide estimates of your monthly payments, empowering you to see financing details on most vehicles, including:
- Down payment
- Rates
- Terms
- Local taxes and fees
Like pre-qualification, getting your personalized payments will not impact your credit. Unlocking your personalized payments is quick and easy. It takes just a few moments to fill some basic information. Personalized payments are estimates based on limited information you provide to us and not an offer or commitment to provide credit or financing. Eligibility for credit and actual payments are based on the results of your credit application.
Yes! Jake Sweeney Express allows you to apply for an auto loan directly on the site through our financing partners. Once you find a vehicle you love, applying for an auto loan on Jake Sweeney Express is a snap, especially if you are already seeing personalized payments. We will pre-fill much of the credit application using info you have already provided to us to save you time.
Absolutely! At Jake Sweeney, we've been assisting customers with various credit histories for over 100 years. Whether you've had credit issues in the past or not, we have the expertise and experience to help you secure financing for your vehicle.
In most cases, you can finance a vehicle without a down payment, regardless of your credit. While a down payment can be advantageous, especially for those with weaker credit, some lenders offer zero-down financing options regardless of credit strength. Additionally, we can also roll taxes, registration, and fees into the financing deal if that works best for you. With Jake Sweeney Express, you can explore various financing options to find the best solution for you.
The length of your car loan typically ranges from 36 to 72 months, with 60 months (5 years) being quite common. However, the exact term depends on factors like your lender, your credit situation, and the financing choices you make. Your loan could be shorter, like 24 months, or longer, extending up to 84 months or beyond. It all depends on what works best for you.
Yes, you can use a co-buyer when purchasing a car from our dealership. Having a co-buyer can help you qualify for better financing terms and potentially lower interest rates. The co-buyer shares responsibility for the loan, which can make it easier for you to get approved, especially if you have a limited or challenged credit history.
We're here to help
We want you to feel confident and supported throughout your vehicle-buying journey. Contact us if you have a question or concern. We'll do our very best to provide answers and set your mind at ease.
Email:Â support@jakesweeney.com
Call: 1-513-766-0123
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